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Still on Windows 10 in the EU?

What changes after 13 October 2026

Microsoft ended regular Windows 10 support on 14 October 2025.

People in the EEA got a free extra year of security updates, but that ends on 13 October 2026.

After that, your PC will still turn on and work, but it will stop getting the monthly security fixes that close newly found holes.

Why this matters

Microsoft's 2024 Digital Defense Report said that more than 90% of successful ransomware attacks involved unmanaged or unsupported devices.

So this is not just a future risk. It is a real one.

The risks

1. Permanent, unpatched security holes

Every new flaw found in Windows 10 after the cutoff stays there.

That includes problems in the kernel, drivers, and built-in services.

The UK's National Cyber Security Centre warns that unsupported products become easier to exploit over time, even for less skilled attackers.

2. Ransomware and malware

Older, unpatched systems are a common target for ransomware.

WannaCry spread through unpatched Windows machines in 2017 and hit more than 200,000 computers in 150 countries, including NHS hospitals.

An unsupported Windows 10 machine fits the same general pattern.

3. Browser and web-based attacks

Browsers still depend on the operating system underneath them.

If the OS is missing security fixes, a bad site or a compromised page can do more damage.

4. Password and identity theft

Older login and security components stay exposed when they are no longer updated.

That can make it easier to steal saved passwords, session tokens, and account access.

5. Security software slowly goes blind

Security tools do not stay equally effective forever on unsupported systems.

Over time, vendors reduce support, detection gets weaker, and some protections stop working as well as they used to.

6. Apps and drivers stop working

Software support fades too.

Browsers, banking tools, office apps, printers, and newer hardware gradually stop supporting older Windows versions.

7. Compliance and insurance problems

For businesses and self-employed people, this can become more than a technical issue.

Running an unsupported system may clash with GDPR security duties, PCI-DSS rules, or cyber-insurance terms.

8. No more official help

Microsoft support for Windows 10 has already ended.

If something breaks after support is over, there is no normal safety net left.

What you can actually do

  • Check whether your PC can run Windows 11. If it can, upgrading is the simplest way to stay supported.
  • If it cannot run Windows 11, think seriously about replacing it or moving to a supported Linux system such as Ubuntu or Linux Mint.
  • Until you move off it, keep Windows and your browser updated, turn on two-factor authentication for important accounts, and back up your files to an external drive.
  • DO NOT USE AN UNSUPPORTED WINDOWS 10 PC FOR BANKING, TAX FILING, OR STORING SENSITIVE PERSONAL DOCUMENTS AFTER OCTOBER 2026.